insurance

Laid-up coverage on the New River

Insurance angle for yachts laid up at New River yards — refit periods, reduced navigation, and the difference between a working basin and a residential canal.

Status

Yard / laid up

Campus

New River

Still in force

Named storm (typical)

A New River refit is a laid-up story if the boat is not navigating. Carriers treat a blocked yacht at LMC differently from a liveaboard on Rio Vista. This page is that distinction, not a policy form.

Typical: navigation warranty suspended or limited, yard liability, named windstorm still in force during hurricane season. Air draft does not matter if she is blocked; it matters the day she leaves. Not insurance advice.

Typical planning figures and neighborhood patterns only. Not legal, tax, insurance, or survey advice. Confirm with counsel, the city, the carrier, and a surveyor before you act.

Does laid-up mean I can skip the haul plan?

Usually the opposite: the yard is the plan. Confirm with the broker and the yard contract.